Or even worse, financial companies can reset your "opt-out" of data sharing/selling/etc by sending you a new agreement/change of terms/etc. Every time you get a

Or even worse, financial companies can reset your "opt-out" of data sharing/selling/etc by sending you a new agreement/change of terms/etc. Every time you get a ream of paper from your credit card company, there is a single sheet of paper with information to opt-out of data sharing/selling/etc. You have to mail that form or call the number to opt-out every single time they send you that massive ream of paper. And since it is opt-out rather than opt-in, if you don't explicitly opt-out within 30 days or so, you are automatically enrolled in their data collection program.