I really want to have kids, but I don’t feel financially capable of it. I have a very good, stable job with a high developer salary and costs of raising a child

I really want to have kids, but I don’t feel financially capable of it. I have a very good, stable job with a high developer salary and costs of raising a child are just way, way, way too high to consider it. I would at minimum need to be certain I have enough money to - own a nice, safe home we cannot easily be evicted / removed from (eg due to landlord preferences), within a short commute from my workplace and any school / child care locations we need. - have a personal savings rate that will allow me to fully pay for some child care options, school, and eventually college, and give my child some lump sum for an emergency fund when they move out on their own. - have remaining savings rate to still achieve some of my personal goals that I’m unwilling to sacrifice over child care, like traveling / vacationing, continued education, and supporting my elderly parents when needed. I cannot see a way to do this without earning probably upwards of $500k/year, so having children is just financially untenable for me. If home prices near major tech centers went down, or my salary went up, then I’d love to. But as labor share of wealth stagnates and urban real estate is increasingly priced out for average families, it’s just impossible.