> Neither do debit card payments. Which almost everyone uses here in my part of the EU. Also, the idea of doing a chargeback for something here, is totally alie

> Neither do debit card payments. Which almost everyone uses here in my part of the EU. Also, the idea of doing a chargeback for something here, is totally alien to the people in my surrounding countries. Debit cards come with chargebacks. Chargebacks are a feature provided by the payment networks themselves, so it doesn't matter whether you're using a credit or debit card.