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> More time to enjoy life! What if I enjoy life by buying a fancy coffee & drinking it on my walk to work? The downside of your formulation of "why buy coffee

> More time to enjoy life! What if I enjoy life by buying a fancy coffee & drinking it on my walk to work? The downside of your formulation of "why buy coffee? you could be enjoying life instead!" is that this worldview encourages people to feel guilty about buying coffee. Extreme frugality has its place, but remember that "your life" that you have to enjoy isn't something that starts in 5 years or 10 years or once you save $x, it's what's happening right now, all the time. I might not be alive in 5 years, none of has that guarantee. So I enjoy my coffee. It sounds like you enjoy frugality for its own sake which is fantastic, and more power to you. But I think most personal financial planners would suggest that you have a goal you're working towards rather than "hoard cash." What's the point of that? "Thats ELEVEN THOUSAND euro I could probably be doing something more interesting with" figure out what that "something more interesting" is and it might make sense to forgo your daily coffee. Hoarding cash is not a goal. > If we take 50 years it is 55 000 euro. Yippee! I'm 85 years old (assuming I haven't died already) and I have an extra €55k. Am I allowed to drink coffee now?

zhdc1 6y ago
Yeah, but how fancy is the fancy coffee though? Are we talking Starbucks or a three day roast sourced from a micro lot in Kenya? If it fits your budget, go for it, but let's not confuse convenience with enjoyment or quality.
- sequoia 6y ago
  I say this in order to share constructive feedback, because I know a lot of people on HN are not great at "tone" and sometimes appreciate an explanation why their comment might accidentally offend: This comment is very condescending and pointlessly critical. You suggest that I do not know how to enjoy coffee correctly, and am instead perhaps "confusing convenience with enjoyment." Rest assured that, I, along with basically everyone, can be trusted to know what they themselves enjoy or do not enjoy, without your advisement. To clarify, I am using "fancy" as a shorthand for "expensive," i.e. a $5-6 coffee rather than a $2 coffee.
6510 6y ago
> What if I enjoy life by buying a fancy coffee & drinking it on my walk to work? haha, are you asking for my permission here? We are different people! Thank god! Imagine if our hard worked grand-design for life turned out exactly the same. Now that would be truly terrible. > this worldview encourages people to feel guilty about buying coffee. I don't feel guilty when I don't, I feel stupid when I do. > Extreme frugality has its place, but remember that "your life" that you have to enjoy isn't something that starts in 5 years or 10 years or once you save $x, it's what's happening right now, all the time. Right, dopamine is going to happen. Don't worry about it. I resist the cravings also because I don't want to become an instinct and emotion driven creature. > I might not be alive in 5 years, none of has that guarantee. So I enjoy my coffee. If you skip this one the next one will taste at least twice as good. Eventually you sit there clamping onto the cup with both hands and making conversation with it. The thing with bodies is that they always want something. There is no end to it! (haha) > It sounds like you enjoy frugality for its own sake which is fantastic, and more power to you. But I think most personal financial planners would suggest that you have a goal you're working towards rather than "hoard cash." Of course! They wouldn't have a job if they didn't! > What's the point of that? I'm not hoarding cash. There is no point in that for me! > "Thats ELEVEN THOUSAND euro I could probably be doing something more interesting with" figure out what that "something more interesting" is and it might make sense to forgo your daily coffee. I just want to be able to live without ever worrying about money. > Hoarding cash is not a goal. Money doesn't make you happy but a lack of it is just awful. Hoard enough until it stops making sense. > > If we take 50 years it is 55 000 euro. > Yippee! I'm 85 years old (assuming I haven't died already) and I have an extra €55k. Am I allowed to drink coffee now? haha, thanks for that. I can live comfortably on 1000 euro so the 55 k would allow me to reduce my earnings to 500 euro for 110 months spread out over the 50 years or 11 months every 60 months. If I brutally cut 5 more corners like this I could spend most of the 50 years reading HN poke peoples mind like this (and better) Thanks for just saying what you think.
kyuudou 6y ago
> Hoarding cash is not a goal. Especially considering the inflation tax. Especially lately. And money should be making more money after the $5000 point.
- 6510 6y ago
  Yeah... well... I'm terrible at that. Recently I learn many more purchases can simultaneously be investments. The topic now makes me wonder if this 7000$ vintage espresso machine is robust enough for another 20 years of service. https://coffeemachinewarehouse.com.au/product/gaggia-vintage-lever-machine-2-group-and-grinder-combo/ https://coffeemachinewarehouse.com.au/product/gaggia-vintage... It looks more solid than fiat?

zhdc1 6y ago

Yeah, but how fancy is the fancy coffee though? Are we talking Starbucks or a three day roast sourced from a micro lot in Kenya? If it fits your budget, go for it, but let's not confuse convenience with enjoyment or quality.

sequoia 6y ago
I say this in order to share constructive feedback, because I know a lot of people on HN are not great at "tone" and sometimes appreciate an explanation why their comment might accidentally offend: This comment is very condescending and pointlessly critical. You suggest that I do not know how to enjoy coffee correctly, and am instead perhaps "confusing convenience with enjoyment." Rest assured that, I, along with basically everyone, can be trusted to know what they themselves enjoy or do not enjoy, without your advisement. To clarify, I am using "fancy" as a shorthand for "expensive," i.e. a $5-6 coffee rather than a $2 coffee.

6510 6y ago

> What if I enjoy life by buying a fancy coffee & drinking it on my walk to work? haha, are you asking for my permission here? We are different people! Thank god! Imagine if our hard worked grand-design for life turned out exactly the same. Now that would be truly terrible. > this worldview encourages people to feel guilty about buying coffee. I don't feel guilty when I don't, I feel stupid when I do. > Extreme frugality has its place, but remember that "your life" that you have to enjoy isn't something that starts in 5 years or 10 years or once you save $x, it's what's happening right now, all the time. Right, dopamine is going to happen. Don't worry about it. I resist the cravings also because I don't want to become an instinct and emotion driven creature. > I might not be alive in 5 years, none of has that guarantee. So I enjoy my coffee. If you skip this one the next one will taste at least twice as good. Eventually you sit there clamping onto the cup with both hands and making conversation with it. The thing with bodies is that they always want something. There is no end to it! (haha) > It sounds like you enjoy frugality for its own sake which is fantastic, and more power to you. But I think most personal financial planners would suggest that you have a goal you're working towards rather than "hoard cash." Of course! They wouldn't have a job if they didn't! > What's the point of that? I'm not hoarding cash. There is no point in that for me! > "Thats ELEVEN THOUSAND euro I could probably be doing something more interesting with" figure out what that "something more interesting" is and it might make sense to forgo your daily coffee. I just want to be able to live without ever worrying about money. > Hoarding cash is not a goal. Money doesn't make you happy but a lack of it is just awful. Hoard enough until it stops making sense. > > If we take 50 years it is 55 000 euro. > Yippee! I'm 85 years old (assuming I haven't died already) and I have an extra €55k. Am I allowed to drink coffee now? haha, thanks for that. I can live comfortably on 1000 euro so the 55 k would allow me to reduce my earnings to 500 euro for 110 months spread out over the 50 years or 11 months every 60 months. If I brutally cut 5 more corners like this I could spend most of the 50 years reading HN poke peoples mind like this (and better) Thanks for just saying what you think.

kyuudou 6y ago

> Hoarding cash is not a goal. Especially considering the inflation tax. Especially lately. And money should be making more money after the $5000 point.

6510 6y ago
Yeah... well... I'm terrible at that. Recently I learn many more purchases can simultaneously be investments. The topic now makes me wonder if this 7000$ vintage espresso machine is robust enough for another 20 years of service. https://coffeemachinewarehouse.com.au/product/gaggia-vintage-lever-machine-2-group-and-grinder-combo/ https://coffeemachinewarehouse.com.au/product/gaggia-vintage... It looks more solid than fiat?