> I'd be curious if anyone has used this and also used YNAB (and can compare them). I'm a long-time user of both. YNAB wins hands-down in budgeting and basic

> I'd be curious if anyone has used this and also used YNAB (and can compare them). I'm a long-time user of both. YNAB wins hands-down in budgeting and basic usability. When I got married, we integrated finances. I had been using GnuCash for years by then. Its interface was an immediate non-starter, even though as an application it's more powerful than YNAB (e.g., stocks and retirement planning, mortgage amortization, business expenses, easier splits--at least in my opinion). If it had a better budget and reporting system, I might have been able to swing it--but it didn't and doesn't, and that was that. The other killer feature YNAB offered was a mobile application. Financial apps have to reduce friction. Interpersonal first (although that's a tall order for software), but also in delivering fast entry and a big-picture view of what you're doing with your money. GnuCash really isn't designed for any of that. And that's honestly fine for what it is, although I wish the database were easier to wrap your head around—it should be possible to build a cleaner and/or web UI around it than it seems to be. As it is, I'm not really content with YNAB either, but if that's what it takes to get our internal financial reporting in order, it's a lot better than nothing.