But here the decision making is localized to individuals, and their decisions can formally be translated into pricing human life. I'd hate to be the one having

But here the decision making is localized to individuals, and their decisions can formally be translated into pricing human life. I'd hate to be the one having to make these calls. I mean, various insurances price human lives already, so it's not exactly novel, but here the decisions directly cause these tradeoffs to play out (whereas e.g. a life insurance does not cause a death for monetary gain).