> Most Americans don't understand how it works either. When I dislocated my jaw and went to an in-network ER for treatment (it popped back in as I was sitting

> Most Americans don't understand how it works either. When I dislocated my jaw and went to an in-network ER for treatment (it popped back in as I was sitting on the bed), I wasn't surprised to get a call from a collections agency regarding bills I never received from an "out of network" shell corporation for "consulting physicians" (never even saw a doctor, only a nurse), but I definitely didn't see it coming. Count me an average American, I guess.