All monies from stimulus to unemployment should've and should be directed right into taxpayer's bank accounts; those who made less then 75k last year instantly

All monies from stimulus to unemployment should've and should be directed right into taxpayer's bank accounts; those who made less then 75k last year instantly get the funds. If they are not needed up to the discretion of each person to do the right thing or not. The unemployment system was a terrible choice with it's antiquated technology systems and no surprise tons of fraud going to scammers while many Americans still haven't gotten their funds to survive on.