Many of the US systems were/are very trust based. Unfortunately trust based systems are too vulnerable to fraud these days. It will take time to redevelop the

Many of the US systems were/are very trust based. Unfortunately trust based systems are too vulnerable to fraud these days. It will take time to redevelop the systems and thinking to be more fraud resistant. However, many in the US equate validation or verification as too intrusive, too discriminatory, or both.