I don't think you read my comment closely. I have almost 4 years of savings right now that I could depend if I wanted to (hell, I could pay off my house if I w

I don't think you read my comment closely. I have almost 4 years of savings right now that I could depend if I wanted to (hell, I could pay off my house if I wanted to, but I know it's better to keep this money in case I need it for an "emergency"). My point was that it doesn't end up making as big a difference as the "personal responsibility" folks like to claim. Don't fall into the trap of thinking you're an island, or that you're to blame if things go utterly sideways. It's possible to do everything "right" and still need help from society at some point. If I got cancer tomorrow (and the odds of cancer eventually are damn high), I could almost guarantee you that I'd be declaring bankruptcy in the long term. I would lose everything. To be honest, it upsets me that you're falling into the trap of thinking fiscal responsibility is the end all be all, even after witnessing this pandemic destroy hard working folks like yourself. Yes, people need to save for things. But folks shouldn't be bankrupted or ruined by uncontrollable forces, that's what societal safety nets are for. It's not one or the other (fiscal responsibility or societal safety nets), we can do both!