https://www.consumerfinance.gov/about-us/blog/guide-coronavirus-mortgage-relief-options/#relief-options https://www.consumerfinance.gov/about-us/blog/guide-coro

https://www.consumerfinance.gov/about-us/blog/guide-coronavirus-mortgage-relief-options/#relief-options https://www.consumerfinance.gov/about-us/blog/guide-coronavi... Despite the wording, approval is not at the discretion of the financial institution. If the loan is federally backed, the financial institution must approve mortgage relief. Moreover, currently they are not even allowed to seek proof of financial distress.