Comment you replied to clearly says: “Fannie & Freddie are fine with tacking all deferred payments to the end of the loans instead of requiring a lump sump pay

Comment you replied to clearly says: “Fannie & Freddie are fine with tacking all deferred payments to the end of the loans instead of requiring a lump sump payment.” Meaning the payments missed would not be due when payments restart, but added to the end of the current monthly payments.