Why bother? Businesses don't bother saving for a rainy day, they just hold out their hands to the government every time something bad happens to them, why shoul

Why bother? Businesses don't bother saving for a rainy day, they just hold out their hands to the government every time something bad happens to them, why should an individual be expected to be better than a business? I'm somewhat kidding, but it's clear that this pandemic caught just about everyone with their pants down, from governments, businesses, and individuals alike. Hopefully after this is over there will be a recalibration and people and organizations won't be so frivolous with their hard-earned money... but that was supposed to happen after the recession in 2008, and it looks like most people went back to bad habits after recovering from that.