I'm arguing that we aren't in a free market. The government has stepped in in a very unpredictable way and changed your contracts out from under you. That isn'

I'm arguing that we aren't in a free market. The government has stepped in in a very unpredictable way and changed your contracts out from under you. That isn't "free market: you lose". That's the only claim. And yes, "risky assets in a black swan event: you lose" is a much better claim.