Plus, if you pay with a credit card, you have (in the US, at least) net 30 terms and some form of cash back/reward that comes out of the merchant fees. You coul

Plus, if you pay with a credit card, you have (in the US, at least) net 30 terms and some form of cash back/reward that comes out of the merchant fees. You could argue that this is a broken, monopoly-entrenching system and I wouldn't disagree with you, but it's the reality of the status quo you're competing with.