3 ms·

That's beyond absurd. The content of the document is what determines whether it's falsified or not, and you can inspect the content for inconsistencies on a ge

That's beyond absurd. The content of the document is what determines whether it's falsified or not, and you can inspect the content for inconsistencies on a generated PDF far more easily than a scanned one.

deleted 6y ago
[deleted]
gumby 6y ago
In this case I think it’s the business auditors (pwc etc) assuring “best practices” that will satisfy the regulators and thus the regulatory auditors (Federal reserve, treasury, FDIC...). Banks are themselves full of absurd practices but in this one tiny area I’d give them a pass.
- kube-system 6y ago
  Yes, this is a lawyers version of a patch to fix bugs that programmers sometimes introduce. A couple of years ago I used DocuSign on a contract, and the PDF “copy” I was emailed as a receipt had different terms than the one I actually signed. Luckily I did not object to the discrepancy, but I would have wondered what would have actually happened if I did.
  - gumby 6y ago
    What?? Is this public? Have others reported this happening? That would be a huge issue!
    - kube-system 6y ago
      Let me clarify by stating that I am not necessarily claiming that there is/was a software issue with DocuSign. There are also some big procedural differences between signing a hard copy and the way most electronic signature systems work. I could have been fooled by the user. Regardless, I am sure there has been a version of a some document signing software somewhere that had a bug with immutability. Now paper documents aren't immutable either, but you couldn't accidentally change one with a bad where clause in a SQL statement, and casual attempts will leave evidence of the change.
      - gumby 6y ago
        > Now paper documents aren't immutable either... BTW this is why numbers in contracts are often written “1 (one)”: because in the age of pens it was easy to change “1” to “10” or “4” or “one” to “none” Also why checks do this — checks are actually simply contracts, which were standardized in the US a bit in the 1920s (you’d get a check form, fill in your name and the bank name, then the amounts, etc; current check design With preprinted bank info dates back I believe to the late 1960s.

deleted 6y ago

[deleted]

gumby 6y ago

In this case I think it’s the business auditors (pwc etc) assuring “best practices” that will satisfy the regulators and thus the regulatory auditors (Federal reserve, treasury, FDIC...). Banks are themselves full of absurd practices but in this one tiny area I’d give them a pass.

kube-system 6y ago
Yes, this is a lawyers version of a patch to fix bugs that programmers sometimes introduce. A couple of years ago I used DocuSign on a contract, and the PDF “copy” I was emailed as a receipt had different terms than the one I actually signed. Luckily I did not object to the discrepancy, but I would have wondered what would have actually happened if I did.
- gumby 6y ago
  What?? Is this public? Have others reported this happening? That would be a huge issue!
  - kube-system 6y ago
    Let me clarify by stating that I am not necessarily claiming that there is/was a software issue with DocuSign. There are also some big procedural differences between signing a hard copy and the way most electronic signature systems work. I could have been fooled by the user. Regardless, I am sure there has been a version of a some document signing software somewhere that had a bug with immutability. Now paper documents aren't immutable either, but you couldn't accidentally change one with a bad where clause in a SQL statement, and casual attempts will leave evidence of the change.
    - gumby 6y ago
      > Now paper documents aren't immutable either... BTW this is why numbers in contracts are often written “1 (one)”: because in the age of pens it was easy to change “1” to “10” or “4” or “one” to “none” Also why checks do this — checks are actually simply contracts, which were standardized in the US a bit in the 1920s (you’d get a check form, fill in your name and the bank name, then the amounts, etc; current check design With preprinted bank info dates back I believe to the late 1960s.