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Networthify is missing quite a few features. Namely social security, pensions, annuities, taxes, capital depletion. It makes you internalize everything in your
by yeahgoodok 6y ago
Networthify is missing quite a few features. Namely social security, pensions, annuities, taxes, capital depletion. It makes you internalize everything in your head in real, after-tax terms as if inflation and taxes don't exist. Nesteggly is better in this respect because it gives you a picture of your financial future in actual dollar terms.
Personal Capital's Retirement Planner is quite a bit different too. For one, it's a Monte Carlo simulator. Two, it assumes your retirement income will remain constant for your entire retirement. Third, to use their calculator they make you sign up, link your accounts and endure the harassment of their financial advisors.
- andrewmcwatters 6y agoYou might want to consider providing something that optionally allows you to sign up. There's a lot of details that are required for increasingly better projections, and sometimes people taking a glance at what your software has to offer might not necessarily have time during their lunch hour or on the weekends to fill everything out. Yes, Personal Capital targets sub-HNWIs, but realize they run a business, and if they're targeting you, it's also a sign you're probably doing something right.
- yeahgoodok 6y agoStop revealing the features of my premium product before it's released. ;)