I suppose another way of looking at it, is more about what you've mentioned with Stripe, Braintree, etc. A lot of the things that a web business needs to run ar

I suppose another way of looking at it, is more about what you've mentioned with Stripe, Braintree, etc. A lot of the things that a web business needs to run are getting built out as APIs. At some point, I predict non-tech companies that still need some tech components, they will: * pick out the SaaS they need, and someone will write a tool to integrate the top different SaaS providers together * they will differentiate themselves from their competitors based on their product offering and branding, less so on tech So, I'm not saying that programmers in general will be able to plug and play backend infra like Legos, but that non-technical people will be able to mix and match the infra components they need without doing coding. For these kinds of people, what the computers are doing is not important, and the frontend is more important, IMO.