Obligatory- this framing of Learn/Earn/Return is a good one, but this application of the model to age cohorts is fantastically unrealistic and outdated. Especia

Obligatory- this framing of Learn/Earn/Return is a good one, but this application of the model to age cohorts is fantastically unrealistic and outdated. Especially if you have/plan to have kids. Unless you are exceptionally, unpredictably right place/right time lucky- I cannot emphasize how exceptional and unpredictable this is, and how much it depends on right place/right time and not on any unique attributes you possess- you will need to Earn for all of your adult life. In order to do so you will also need to Learn for all of your adult life, in cycles that are far, far tighter than 15 years. And you will benefit from Returning as soon as you are able. Even tracing and documenting your Beginner Mindset journey will be helpful for others.