I was with you until the home (although I wouldn't spend that much on a car right away either - miserly college days habit). Sure, you can update your beater ca

I was with you until the home (although I wouldn't spend that much on a car right away either - miserly college days habit). Sure, you can update your beater car or move out of that bad neighborhood. If you're living in an environment that is hostile, dangerous, or just unhealthy then by all means improve your situation, but I can't imagine many people who suddenly earn millions who are in a housing situation that justifies a $3MM upgrade. I think it might desensitize you to the power of your new wealth, and set you up for trouble down the road.