At any of the big corporate jobs I've held, it's been pretty easy to get life insurance for 8x my yearly salary I think my wife could take 8 years of Silicon V

At any of the big corporate jobs I've held, it's been pretty easy to get life insurance for 8x my yearly salary I think my wife could take 8 years of Silicon Valley salary and retire off it in a lower cost of living area, although you're right that it wouldn't be a luxurious monetary worry-free existence..