> How about eliminating medical bankruptcy? A lot of Americans I know are underinsured (can't afford any more) and one serious medical event away from bankruptc

> How about eliminating medical bankruptcy? A lot of Americans I know are underinsured (can't afford any more) and one serious medical event away from bankruptcy. The amounts I've heard it cost for just an ambulance ride are insane. Yeah this is definitely a worthwhile policy solution. Universal catastrophic coverage would also be a pretty solid compromise, especially since that would essentially be "single payer" for financially ruinous treatments. Ambulance ride costs are indeed insane, and something that even municipal cities can (and should) operate for free just like fire departments. > Or if that's too ambitious, how about just knowing that insurance isn't going to deny coverage just because I went to the wrong clinic/hospital? Nevermind that if I've been in an accident I'm not exactly going to be able to choose where I go. Yup, also a great solution. I work at a claims processor and have processed claims myself — the current system is asinine. Simply ensuring that all providers charge the same rate to all patients, and for that charge to be transparent upfront can probably go a long way to improving the status quo.