The value of the pack-in cooler is sub-$20, it's quite noisy and not particularly good at cooling. Something like a Hyper T4 or Deepcool Gammax 400 is in the b

The value of the pack-in cooler is sub-$20, it's quite noisy and not particularly good at cooling. Something like a Hyper T4 or Deepcool Gammax 400 is in the ballpark, something like the Hyper 212 Evo is cooler and quieter, so that sets very low bounds on the value of that pack-in. You don't really want to be using the sub-$100 tier of motherboards for AMD either. People will talk up how cheap motherboards are but tell people you're going to put a 3900X (only 105W TDP) on a B450 and their eyes will roll at you.