I think, if it's not done on purpose, it's very convenient to those in power, so they don't want to stop doing it. When most people cannot afford to express mo

I think, if it's not done on purpose, it's very convenient to those in power, so they don't want to stop doing it. When most people cannot afford to express morals, you have a host of hungry attack dogs. Some of them start to rationalize that having morals is wrong, that caring about people is wrong because, after all, they can't afford it, so the government can't either. And if there weren't people desperate for careers and education, the military wouldn't get enough volunteers. So it's very convenient to that whole system. Propagating the myth of houses as an appropriate working-class investment also sustains this. Index funds are far more liquid, far more diverse, and don't require debt or even a large amount of cash to start with, but a large mortgage is a tight leash.