What's your point, that it's futile to try to get a heloc this spring? Do you have evidence that it's conceivable to "call in" such a line of credit? Because I'

What's your point, that it's futile to try to get a heloc this spring? Do you have evidence that it's conceivable to "call in" such a line of credit? Because I'm not familiar with an agreement that says so or an account of it happening in the past.