Wells Fargo probably has no confidence in their ability to judge whose job is secure right now. Some lenders might be making loans because they have some specif

Wells Fargo probably has no confidence in their ability to judge whose job is secure right now. Some lenders might be making loans because they have some specific knowledge. I think home values are not the point, and all real estate is local, so there is no national bubble. People just want to babble about bubbles because that's all they learned from 2008 is to repeat the word. Or they live in some crazy place like SF or Vancouver.