> But maybe Simone is right: if COVID killed your business then it's because you're not "good enough". Individuals are supposed to save at least 6 months expen

> But maybe Simone is right: if COVID killed your business then it's because you're not "good enough". Individuals are supposed to save at least 6 months expenses in case they lose their job or there's an unexpected large expense. But for restaurants it's fine to have so little money that you go bankrupt with a month or two of no business? We're not talking about multinationals, there are lots of reasons why you might need to close a restaurant for a significant period of time or pay for expenses.