Yes they might not need a car if there is public transport. That wasn't my point. My point was ordinary people shouldn't be looking to hedge the principal of s

Yes they might not need a car if there is public transport. That wasn't my point. My point was ordinary people shouldn't be looking to hedge the principal of something costing $15k with long/short positions in the stock market. This is the financialisation of yet another area of western life and it's not smart.