"Friends are better than money. Almost anything money can do, friends can do better. In so many ways a friend with a boat is better than owning a boat." But if

"Friends are better than money. Almost anything money can do, friends can do better. In so many ways a friend with a boat is better than owning a boat." But if everyone of your friends follows this advice, you'll be a bunch of poor people without a boat unable to help each other when a boat is needed.