Yes, it is called activism. Here is the formula: 0. Start up a nonprofit with the sole intention of eliminating nontransparent consumer credit reporting and d

Yes, it is called activism. Here is the formula: 0. Start up a nonprofit with the sole intention of eliminating nontransparent consumer credit reporting and data collection. 1. Come up with a charter for the organization. 2. Promote the organization (distribute pamphlets, have public meetings, speak at colleges, lecture halls, churches, newspaper op-eds, etc). 3. Attract like minded people. 4. Raise funds. 5. Promote and support politicians with similar objectives or convince existing politicians through lobbying. 6. Change local state laws change to ban the practice. 7. Change state laws for a majority of states in the US to ban the practice. 8. Change federal laws to ban the practice. 9. Block and impede efforts by greedy companies to reverse the new regulation.