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Is there a reason the triopoly (with Experian and Transunion) persists? I know the bond raters have some government granted status. If it’s the same situation f
by SilasX 7y ago
Is there a reason the triopoly (with Experian and Transunion) persists? I know the bond raters have some government granted status. If it’s the same situation for Experian, maybe they could lose that status to some other company?
- ummonk 7y agoI recall reading that Plaid (now acquired by Visa) was working on creating its own credit scoring service.
- Wohlf 7y agoInertia, I assume. You can't get any kind of serious loan without a report from all three, and other things like background checks and rentals usually have one or two they prefer.