It's not a credit check like a car dealership would do. The background check may query credit reporting agencies or other financial records to confirm data and

It's not a credit check like a car dealership would do. The background check may query credit reporting agencies or other financial records to confirm data and expand the search (i.e. you had a credit card issued in a state so they will expand criminal searches to that state). These types of queries fall under laws that govern credit checks, so they have to disclose and obtain permission.