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I don't even know what it would mean to "bail out" a 401(k). By definition you, the employee, are exposed to all the market risk. If you happen to reach retirem

I don't even know what it would mean to "bail out" a 401(k). By definition you, the employee, are exposed to all the market risk. If you happen to reach retirement age in a down market, you're kinda just screwed. Should've made better investment choices 15 years ago. This is why traditional pensions were usually a better deal for most employees.

klipt 7y ago
> I don't even know what it would mean to "bail out" a 401(k). By definition you, the employee, are exposed to all the market risk. Exactly it means juicing the stock market, which the fed can do by lowering interest rates etc. > If you happen to reach retirement age in a down market, you're kinda just screwed. That's why you're supposed to allocate more of your money to bonds as you approach retirement.