for investors there is no gain so far, definitely worse than those who did not or could not invest. I think most if not all of "us" are still under deep water,

for investors there is no gain so far, definitely worse than those who did not or could not invest. I think most if not all of "us" are still under deep water, my 401K became 201K a few weeks ago, now it's about 301K, so as a matter of fact, this is a loss year for people who saved to invest, worse than those who did not invest.