> Federal guaranteed student loans have nothing to do with UBI. If you say so. > It's hard to argue that college fees would have gone up so much if the govern

> Federal guaranteed student loans have nothing to do with UBI. If you say so. > It's hard to argue that college fees would have gone up so much if the government just gave a fixed $10000/year loan to every student-age citizen and let them spend it on whatever they want. Really? I find it very easy to imagine, since IIRC student loans can be spent not only on tuition but on living expenses — and it seems to be possible to spend it on anything you want, even though you're not supposed to do that. [1] But I'm out of touch in that area, so my experience could be out of date. The NPR piece that I cited above discussed research indicating that for-profit college tuition costs were strongly influenced by the availability of guaranteed student loans. > UBI incentivizes price discovery I suppose that's possible. But analogously, the availability of employer-provided health insurance seems to disincentivize price discovery. [1] https://studentloanhero.com/featured/what-can-i-spend-student-loans-on/ https://studentloanhero.com/featured/what-can-i-spend-studen...