Perhaps a nit, but COBRA is always retroactive https://www.cms.gov/CCIIO/Programs-and-Initiatives/Other-Insurance-Protections/cobra_qna https://www.cms.gov/CCI

Perhaps a nit, but COBRA is always retroactive https://www.cms.gov/CCIIO/Programs-and-Initiatives/Other-Insurance-Protections/cobra_qna https://www.cms.gov/CCIIO/Programs-and-Initiatives/Other-Ins...