It's the same in CA in my experience. I guess people don't think about it b/c we're used to pre-paying for insurance and with COBRA there's a decent period of t

It's the same in CA in my experience. I guess people don't think about it b/c we're used to pre-paying for insurance and with COBRA there's a decent period of time to make a decision and you also pay for insurance the following month instead of paying for it prior to/during the month.