Although this is excellent, never substitute someone else's tips for your own financial literacy. Example: Many sites will have lists of best credit cards to h

Although this is excellent, never substitute someone else's tips for your own financial literacy. Example: Many sites will have lists of best credit cards to have. Often they don't take into account your personal circumstances. For some, Bank of America likely has the best Credit Card available if you are a Platinum Honors tier member (>$100k combined across all accounts). With this tier, their Premium Rewards card gives me 2.62% cashback on every single purchase. I get 5.25% casback on Gas using their Cash Rewards card.