5 ms·
I made an E-book compiling the best of r/personalfinance
- Zaheer 6y agoAlthough this is excellent, never substitute someone else's tips for your own financial literacy. Example: Many sites will have lists of best credit cards to have. Often they don't take into account your personal circumstances. For some, Bank of America likely has the best Credit Card available if you are a Platinum Honors tier member (>$100k combined across all accounts). With this tier, their Premium Rewards card gives me 2.62% cashback on every single purchase. I get 5.25% casback on Gas using their Cash Rewards card.
- bdcravens 6y agoDon't many of those sites also receive an affiliate commission?
- paulcole 6y agoWhy are you even giving people the option of paying for this?
- pmiller2 6y agoWhy are you complaining about it when it says "Name a fair price:" in the price field? Work went into compiling and laying this out, so, why shouldn't someone be able to easily pay for that if they want?
- detaro 6y agoIt's literally other people's content copy-pasted in a "book". Even "free" (you still need to enter an e-mail address) that's not a great way of generating content (I guess you could argue there is some marginal value in selecting 50 "good" posts?), taking money for it is pretty slime-y.
- toolz 6y agoThen don't buy or exchange your email for it? I'm not sure why you feel the need to tell the rest of us how to morally evaluate this optional e-book. I traded my email for it and my morals weren't violated in the slightest. Are you planning on competing with the product or do you just want to see that person fail for no particular reason?
- pmiller2 6y agoI would agree with you if it were not possible to pay $0. But, there was work that went into compiling and laying this out, and that does add some value. I see no problem with offering this content on this basis, for the price of an email address, especially considering you can use a throwaway address.
- paulcole 6y agoThere is no fair price for selling the work of others that you don’t have the rights to take.
- Torwald 6y agoI can't respond for the OP of course, but I can tell you this: he put work in it. He did the job of two fine respectable professions: the editor and the designer. That's worth something, even when he didn't write the content.
- madhadron 6y agoHowever, he does not own the content or have a license to redistribute or sell it, and compiling it into an ebook to sell is clearly outside of fair use doctrine.
- bdcravens 6y agoDid he have the permission of either Reddit or the author of those comments?
- bdcravens 6y agoIt would seem it's not necessary: "By submitting user content to reddit, you grant us a royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwide license to reproduce, prepare derivative works, distribute copies, perform, or publicly display your user content in any medium and for any purpose, including commercial purposes, and to authorize others to do so. (emphasis mine)
- Torwald 6y agoThe question was not "it is right to take money" but, "why would OP come up with the idea of taking money".
- decebalus1 6y agoWaiting for someone to compile an E-book with the best investment advice from /r/wallstreetbets
- ekabod 6y agoCan not fill the Captcha showed because it is embedded in a too small frame.
- ankitkumar98 6y agoHi, Ankit here. Try once again perhaps? Might be a one time error.
- ekabod 6y agoit was fine on the 2nd try. I downloaded the ebook.
- jrockway 6y agoYou've taken a bunch of other people's copyrighted work, formatted it as a PDF, and then ask for money for it... on your company's website? That's so weird. I get maybe dipping into Reddit to have a couple of blog posts that show up in search results, with the goal of getting people to click through to your products or whatever, but actually asking for money for the e-book is a new one. My main takeaway is that if I walked into a Juno Bank branch, the teller would be happy to give me a pen to fill out the application, but would first ask "need a pen? name your price." The pen would then have a Chase logo on it, since they got it from the bank across the street.
- ankitkumar98 6y agoHi, Ankit here. You can choose to not pay for it as well. If you read the blog carefully, we have mentioned it very clearly- "(Pro Tip: Type in '$0' in the price bar below and you can have the magazine for free. At Juno, we'll never charge fees )"
- heyimwill 6y agoAre you going to address the rest of his comment?
- smnrchrds 6y agoYou cannot take Harry Potter bookes 1–7, put them together as an ePub, and put it on your website for sale with an option to put $0. You cannot even put them for free on your website. Why? Because it is copyrighted. Reddit comments are copyrighted too. Without authors' permission, what you are doing is illegal. EDIT: Those posting content on Reddit retain the rights to their content. They give Reddit a license to do certain things to their content, but this license is solely to Reddit, not the general public. If you want to do what you do legally, you have to ask for permission of every single person whose content you have included in your ebook. Depending on the jurisdiction, you probably can legally compile a list of links to interesting content and publish that, but certainly not the contents themselves. Now I am questioning whether this kind of disregard for copyright goes further than the ebook. For example, does your software use GPL code without complying with GPL?
- resoluteteeth 6y agoDo you have permission from the reddit users to include their content in your book?
- ankitkumar98 6y agoWe have attributed each post to its user by linking it to the original thread :)
- notechback 6y agoThat's something you might be able to get away with as a blogger out journalist, but I'd not put that on my institutional website as marketing material - and then charge for it.
- greggyb 6y agoYou're skirting the question every time it's asked. The question is whether you have obtained permission from each individual whose original work you have copied.
- mondoshawan 6y agoNo. This is called copyright infringement. Get a lawyer or take it down -- what you're doing is against the law.
- BrandoElFollito 6y agoI do not understand the smiley at the end of your sentence. Is this a joke and you did not actually mention these people (not that it changes anything copyright wise)? Or are you telling us how smart you are when doing illegal things? I really do hope a DCMA brings your website down, you may then understand that when you are kindly told that you are stealing things, it is worthwhile to listen and not answer bullshit.
- CawCawCaw 6y agoIP theft issues notwithstanding, how many of these 50 great tips assume that the reader is American?
- haltingproblem 6y agoI actually bought this book and then realized it was literally copy-pasted list of posts with zero commentary, context or value-add. The money was inconsequential and was refunded but I find it weird that the company would do this. Even more bizarre that the employees are defending it on HN. Their understanding of copyright law, ethics and plain decent behavior seems severely lacking. Banks are supposed to be super conservative when it comes to correct behavior because money, law and the feds but.... I would rather trust Comcast than these folks for banking....okay maybe not but you get the gist.