I can but that exposes me to clear liability that will be hard to argue against (and I'm easily reachable both by you and your attorney) as I am also a sharehol

I can but that exposes me to clear liability that will be hard to argue against (and I'm easily reachable both by you and your attorney) as I am also a shareholder at those institutions and hence have a clear selfish motive in suggesting that you use them even if they later cause you harm. So I think I have a reasonable suggestion for you: look into credit unions that are looking to hand out business loans. In my experience, it's less risky than investing directly into said business (honestly that's where you make the most money!) and you're backed by the NCUA upto $250k per account