4 ms·
This was my experience. I called Barclays US about lowering the rate on a card because I was under-employed. I'm still employed full time but my card balances &
by jrnichols 7y ago
This was my experience. I called Barclays US about lowering the rate on a card because I was under-employed. I'm still employed full time but my card balances & interest rates are high (and I've not been late, been paying more than minimum.. aka i'm really trying)
their answer was "we are not offering any rate reductions at this time" followed by them slashing my credit limit 3 days later.
I'm disgusted at their behavior. It was something they didn't have to do but they did anyway because they simply could. When I can, that's the first card I'm going to cancel.
- WrtCdEvrydy 7y ago> followed by them slashing my credit limit 3 days later. That's some fucked up shit... that probably dropped your credit score a couple of points too (just because of utilization)
- jrnichols 6y agoit absolutely affected it. it changed my overall utilization to near 99% after they pulled that. I had been working 3 jobs (1 full time with an odd schedule, 2 part time to fill in the gaps) to pay down credit cards, and they went and did that. Not a happy customer.