That's because the ridiculous fees that credit cards have in the US which funds that for you. In EU the max cap for merchant fees using credit cards are 0.3% an

That's because the ridiculous fees that credit cards have in the US which funds that for you. In EU the max cap for merchant fees using credit cards are 0.3% and 0.2% for debit cards. Just a quick search here in Sweden the "best ones" totes zero interest for 45 days, one has about 0.4% cashback if you book flights with them, probably regular flights and not combined with other promotions.... Can't be bothered to dig in. All have much much higher fees regarding atm withdrawals and global purchases compared to debit cards. Other tries to have "10% off using the promotion store at this online store" whatever that means. Probably stuff you never needed in the first place.