Hard to say what the average is across all credit cards. When I was young my interest rate was fuck%, but now that I’m over 40 with a good history it’s 9.24%. I

Hard to say what the average is across all credit cards. When I was young my interest rate was fuck%, but now that I’m over 40 with a good history it’s 9.24%. I don’t keep a balance, though, I just use it for 1) fraud protection, 2) points.