My apologies on the mortgage calculation- you’re right on that. I didn’t include HOA - depends on the community, some are as low as $100/mo, others are north o

My apologies on the mortgage calculation- you’re right on that. I didn’t include HOA - depends on the community, some are as low as $100/mo, others are north of $400 but often those include amenities such as lawn mowing or internet/tv or golf/social club memberships Disney is expensive - especially if you’re taking kids (kind of the whole point isn’t it?). The costs really do skyrocket once you add little people, which I never understood until I was knee deep in it :)