I wonder if technically a bank wouldn't be a in a better position than a tech company to disrupt the online payment scene. Sure, banks are not universally know

I wonder if technically a bank wouldn't be a in a better position than a tech company to disrupt the online payment scene. Sure, banks are not universally known for their innovative powers, but they usually have the infrastructure and the customer support necessary for such a system (so they are more where the author sees Apple)