All the things you name are available to a phone app as well. Only 'kinda'. You might get 1 camera feed, and you can see what the weather report was for the ar

All the things you name are available to a phone app as well. Only 'kinda'. You might get 1 camera feed, and you can see what the weather report was for the area. Tesla has something like 8 camera feeds, and they can tell if visibility was compromised because the other car situated at 7-o'clock to the rear was in a building's deep shadow. The app could only kinda get that if one were lucky. suddenly about the only thing they don't have is whether you were looking at the road, and the condition of your tires and other vehicle specific metrics That and a lot more! Also, with far superior granularity, and with fewer data quality problems. (BTW, Assuming a deal with your credit card company, they probably can approximate your tire age too). Again, mostly. I would agree that the apps could compete. They're competing at a significant disadvantage, though.