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> "Yes, buying insurance is bad if it disincentivizes you to work your hardest to prevent the outcome that you're insured against." Most people here have home

> "Yes, buying insurance is bad if it disincentivizes you to work your hardest to prevent the outcome that you're insured against." Most people here have home fire insurance coverage but don't have extinguishers (or haven't checked them in years), sprinklers, or a fire safe. So is fire insurance coverage bad?

ben_w 7y ago
”if” Fire risks the loss of things that insurance cannot replace, such as your face, dog, or offspring.
- ericd 7y ago
  So does social unrest in the country you grew up in and have lived your entire life. This whole thread is bizarre.
  - ben_w 7y ago
    Good point. I think the fear is of billionaires using money to save the bits they want by running away rather than the bits you want by fixing the society.