> I’ve always kept an emergency fund that’s well in excess of my OOP max. 29% of households have < $1000 in savings, and the median is $11,700[1]. $1000 disap

> I’ve always kept an emergency fund that’s well in excess of my OOP max. 29% of households have < $1000 in savings, and the median is $11,700[1]. $1000 disappears almost immediately given deductibles, and $11,700 isn’t that far off either. People just don’t have the chance to “get ahead” when making <$15/hour. [1]: https://www.google.com/amp/s/www.cnbc.com/amp/2018/09/27/heres-how-much-money-americans-have-in-savings-at-every-income-level.html https://www.google.com/amp/s/www.cnbc.com/amp/2018/09/27/her...