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That's because the plastic card interchange works in real time and ACH does not. Even your charge cards have a delay, though. There's a difference between autho
by thinkcomp 16y ago
That's because the plastic card interchange works in real time and ACH does not. Even your charge cards have a delay, though. There's a difference between authorizing a purchase and capturing the funds. Once funds are captured there's still a batch settlement process that happens each day. So it's not really that big of a conspiracy; the players aren't even the same.