2 ms·

I'd say the better solution would be to deny insurance coverage for people that were not wearing their seatbelt for the damages that they suffered.

• AnthonyMouse 7y ago
  That's theoretically a possibility -- make it like smoking for health insurance. You have to answer the question up front but if you say yes you pay higher premiums and if you lie then it's justification for denying your claim. A lot of people hate that because it means people can choose not to be covered and then have a Very Bad Time when they can't file a claim. But it's not like they have anyone to blame but themselves.
  • Hamuko 7y ago
    As far as I know, smoking isn't illegal. Operating a motor vehicle without a seatbelt is illegal in 49 states in the US and around the world.
    • AnthonyMouse 7y ago
      You wouldn't need it to be illegal if you solved the insurance problem that causes people to want there to be a law against it.